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	<title>Fiscal Sanity</title>
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	<link>http://www.fiscalsanity.com</link>
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	<pubDate>Thu, 20 Nov 2008 03:08:58 +0000</pubDate>
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			<item>
		<title>Results: Motorcycle Insurance</title>
		<link>http://www.fiscalsanity.com/results-motorcycle-insurance</link>
		<comments>http://www.fiscalsanity.com/results-motorcycle-insurance#comments</comments>
		<pubDate>Wed, 19 Nov 2008 21:11:56 +0000</pubDate>
		<dc:creator>Steve Bruner</dc:creator>
		
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		<title>Results: Life Insurance</title>
		<link>http://www.fiscalsanity.com/results-life-insurance</link>
		<comments>http://www.fiscalsanity.com/results-life-insurance#comments</comments>
		<pubDate>Wed, 19 Nov 2008 21:11:39 +0000</pubDate>
		<dc:creator>Steve Bruner</dc:creator>
		
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<p>Related posts:<ol><li><a href='http://www.fiscalsanity.com/family/protecting-your-family-with-life-insurance-460.htm' rel='bookmark' title='Permanent Link: Protecting Your Family With Life Insurance'>Protecting Your Family With Life Insurance</a>  ...</li></ol></p>
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Related posts:<ol><li><a href='http://www.fiscalsanity.com/family/protecting-your-family-with-life-insurance-460.htm' rel='bookmark' title='Permanent Link: Protecting Your Family With Life Insurance'>Protecting Your Family With Life Insurance</a> <small> ...</small></li></ol>

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<p>Related posts:<ol><li><a href='http://www.fiscalsanity.com/family/protecting-your-family-with-life-insurance-460.htm' rel='bookmark' title='Permanent Link: Protecting Your Family With Life Insurance'>Protecting Your Family With Life Insurance</a>  ...</li></ol></p>
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Related posts:<ol><li><a href='http://www.fiscalsanity.com/family/protecting-your-family-with-life-insurance-460.htm' rel='bookmark' title='Permanent Link: Protecting Your Family With Life Insurance'>Protecting Your Family With Life Insurance</a> <small> ...</small></li></ol>

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		</item>
		<item>
		<title>Results: Home Insurance</title>
		<link>http://www.fiscalsanity.com/results-home-insurance</link>
		<comments>http://www.fiscalsanity.com/results-home-insurance#comments</comments>
		<pubDate>Wed, 19 Nov 2008 21:11:18 +0000</pubDate>
		<dc:creator>Steve Bruner</dc:creator>
		
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		<item>
		<title>Results: Home Financing</title>
		<link>http://www.fiscalsanity.com/results-home-financing</link>
		<comments>http://www.fiscalsanity.com/results-home-financing#comments</comments>
		<pubDate>Wed, 19 Nov 2008 21:10:55 +0000</pubDate>
		<dc:creator>Steve Bruner</dc:creator>
		
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		<item>
		<title>Results: Health Insurance</title>
		<link>http://www.fiscalsanity.com/results-health-insurance</link>
		<comments>http://www.fiscalsanity.com/results-health-insurance#comments</comments>
		<pubDate>Wed, 19 Nov 2008 21:10:24 +0000</pubDate>
		<dc:creator>Steve Bruner</dc:creator>
		
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		<item>
		<title>Results: Auto Insurance</title>
		<link>http://www.fiscalsanity.com/results-auto-insurance</link>
		<comments>http://www.fiscalsanity.com/results-auto-insurance#comments</comments>
		<pubDate>Wed, 19 Nov 2008 21:09:31 +0000</pubDate>
		<dc:creator>Steve Bruner</dc:creator>
		
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		<title>Results: Auto Financing</title>
		<link>http://www.fiscalsanity.com/results-auto-financing</link>
		<comments>http://www.fiscalsanity.com/results-auto-financing#comments</comments>
		<pubDate>Wed, 19 Nov 2008 20:22:01 +0000</pubDate>
		<dc:creator>Steve Bruner</dc:creator>
		
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		</item>
		<item>
		<title>REITs in a Tough Spot (Morningstar)</title>
		<link>http://www.fiscalsanity.com/videos/reits-in-a-tough-spot-morningstar-3-538.htm</link>
		<comments>http://www.fiscalsanity.com/videos/reits-in-a-tough-spot-morningstar-3-538.htm#comments</comments>
		<pubDate>Wed, 19 Nov 2008 19:01:02 +0000</pubDate>
		<dc:creator>Morningstar</dc:creator>
		
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<p>Related posts:<ol><li><a href='http://www.fiscalsanity.com/videos/reits-in-a-tough-spot-morningstar-475.htm' rel='bookmark' title='Permanent Link: REITs in a Tough Spot (Morningstar)'>REITs in a Tough Spot (Morningstar)</a> [youtube]http://www.youtube.com/watch?v=Gosd2cCy6cU[/youtube] ...</li><li><a href='http://www.fiscalsanity.com/videos/reits-in-a-tough-spot-morningstar-2-505.htm' rel='bookmark' title='Permanent Link: REITs in a Tough Spot (Morningstar)'>REITs in a Tough Spot (Morningstar)</a> [youtube]http://www.youtube.com/watch?v=Gosd2cCy6cU[/youtube] ...</li></ol></p>
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<p>Related posts:<ol><li><a href='http://www.fiscalsanity.com/videos/reits-in-a-tough-spot-morningstar-475.htm' rel='bookmark' title='Permanent Link: REITs in a Tough Spot (Morningstar)'>REITs in a Tough Spot (Morningstar)</a> <small>[youtube]http://www.youtube.com/watch?v=Gosd2cCy6cU[/youtube] ...</small></li><li><a href='http://www.fiscalsanity.com/videos/reits-in-a-tough-spot-morningstar-2-505.htm' rel='bookmark' title='Permanent Link: REITs in a Tough Spot (Morningstar)'>REITs in a Tough Spot (Morningstar)</a> <small>[youtube]http://www.youtube.com/watch?v=Gosd2cCy6cU[/youtube] ...</small></li></ol></p>
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		</item>
		<item>
		<title>Prognosis for a Sick Global Economy (Morningstar)</title>
		<link>http://www.fiscalsanity.com/videos/prognosis-for-a-sick-global-economy-morningstar-3-539.htm</link>
		<comments>http://www.fiscalsanity.com/videos/prognosis-for-a-sick-global-economy-morningstar-3-539.htm#comments</comments>
		<pubDate>Wed, 19 Nov 2008 19:01:02 +0000</pubDate>
		<dc:creator>Morningstar</dc:creator>
		
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<p>Related posts:<ol><li><a href='http://www.fiscalsanity.com/videos/prognosis-for-a-sick-global-economy-morningstar-458.htm' rel='bookmark' title='Permanent Link: Prognosis for a Sick Global Economy (Morningstar)'>Prognosis for a Sick Global Economy (Morningstar)</a> [youtube]http://www.youtube.com/watch?v=IJOlVN08hk4[/youtube] ...</li><li><a href='http://www.fiscalsanity.com/videos/prognosis-for-a-sick-global-economy-morningstar-2-506.htm' rel='bookmark' title='Permanent Link: Prognosis for a Sick Global Economy (Morningstar)'>Prognosis for a Sick Global Economy (Morningstar)</a> [youtube]http://www.youtube.com/watch?v=IJOlVN08hk4[/youtube] ...</li><li><a href='http://www.fiscalsanity.com/videos/a-lifeline-for-global-growth-morningstar-205.htm' rel='bookmark' title='Permanent Link: A Lifeline for Global Growth? (Morningstar)'>A Lifeline for Global Growth? (Morningstar)</a> [youtube]http://www.youtube.com/watch?v=IJOlVN08hk4[/youtube] ...</li></ol></p>
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Related posts:<ol><li><a href='http://www.fiscalsanity.com/videos/prognosis-for-a-sick-global-economy-morningstar-458.htm' rel='bookmark' title='Permanent Link: Prognosis for a Sick Global Economy (Morningstar)'>Prognosis for a Sick Global Economy (Morningstar)</a> <small>[youtube]http://www.youtube.com/watch?v=IJOlVN08hk4[/youtube] ...</small></li><li><a href='http://www.fiscalsanity.com/videos/prognosis-for-a-sick-global-economy-morningstar-2-506.htm' rel='bookmark' title='Permanent Link: Prognosis for a Sick Global Economy (Morningstar)'>Prognosis for a Sick Global Economy (Morningstar)</a> <small>[youtube]http://www.youtube.com/watch?v=IJOlVN08hk4[/youtube] ...</small></li><li><a href='http://www.fiscalsanity.com/videos/a-lifeline-for-global-growth-morningstar-205.htm' rel='bookmark' title='Permanent Link: A Lifeline for Global Growth? (Morningstar)'>A Lifeline for Global Growth? (Morningstar)</a> <small>[youtube]http://www.youtube.com/watch?v=IJOlVN08hk4[/youtube] ...</small></li></ol>

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<p>Related posts:<ol><li><a href='http://www.fiscalsanity.com/videos/prognosis-for-a-sick-global-economy-morningstar-458.htm' rel='bookmark' title='Permanent Link: Prognosis for a Sick Global Economy (Morningstar)'>Prognosis for a Sick Global Economy (Morningstar)</a> <small>[youtube]http://www.youtube.com/watch?v=IJOlVN08hk4[/youtube] ...</small></li><li><a href='http://www.fiscalsanity.com/videos/prognosis-for-a-sick-global-economy-morningstar-2-506.htm' rel='bookmark' title='Permanent Link: Prognosis for a Sick Global Economy (Morningstar)'>Prognosis for a Sick Global Economy (Morningstar)</a> <small>[youtube]http://www.youtube.com/watch?v=IJOlVN08hk4[/youtube] ...</small></li><li><a href='http://www.fiscalsanity.com/videos/a-lifeline-for-global-growth-morningstar-205.htm' rel='bookmark' title='Permanent Link: A Lifeline for Global Growth? (Morningstar)'>A Lifeline for Global Growth? (Morningstar)</a> <small>[youtube]http://www.youtube.com/watch?v=IJOlVN08hk4[/youtube] ...</small></li></ol></p>
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		<title>When Could Employment Turn Around? (Morningstar)</title>
		<link>http://www.fiscalsanity.com/videos/when-could-employment-turn-around-morningstar-2-537.htm</link>
		<comments>http://www.fiscalsanity.com/videos/when-could-employment-turn-around-morningstar-2-537.htm#comments</comments>
		<pubDate>Wed, 19 Nov 2008 19:00:19 +0000</pubDate>
		<dc:creator>Morningstar</dc:creator>
		
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<p>Related posts:<ol><li><a href='http://www.fiscalsanity.com/videos/when-could-employment-turn-around-morningstar-504.htm' rel='bookmark' title='Permanent Link: When Could Employment Turn Around? (Morningstar)'>When Could Employment Turn Around? (Morningstar)</a> [youtube]http://www.youtube.com/watch?v=MlPoJ2dnYlw[/youtube] ...</li></ol></p>
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		<title>A Commodity ETN with Brains (Morningstar)</title>
		<link>http://www.fiscalsanity.com/videos/a-commodity-etn-with-brains-morningstar-3-536.htm</link>
		<comments>http://www.fiscalsanity.com/videos/a-commodity-etn-with-brains-morningstar-3-536.htm#comments</comments>
		<pubDate>Wed, 19 Nov 2008 19:00:17 +0000</pubDate>
		<dc:creator>Morningstar</dc:creator>
		
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<p>Related posts:<ol><li><a href='http://www.fiscalsanity.com/videos/a-commodity-etn-with-brains-morningstar-503.htm' rel='bookmark' title='Permanent Link: A Commodity ETN with Brains (Morningstar)'>A Commodity ETN with Brains (Morningstar)</a> [youtube]http://www.youtube.com/watch?v=rdPA1c4zGxU[/youtube] ...</li></ol></p>
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		<title>Dividend Investors on the Lookout (Morningstar)</title>
		<link>http://www.fiscalsanity.com/videos/dividend-investors-on-the-lookout-morningstar-2-533.htm</link>
		<comments>http://www.fiscalsanity.com/videos/dividend-investors-on-the-lookout-morningstar-2-533.htm#comments</comments>
		<pubDate>Wed, 19 Nov 2008 18:58:39 +0000</pubDate>
		<dc:creator>Morningstar</dc:creator>
		
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<p>Related posts:<ol><li><a href='http://www.fiscalsanity.com/videos/dividend-investors-on-the-lookout-morningstar-502.htm' rel='bookmark' title='Permanent Link: Dividend Investors on the Lookout (Morningstar)'>Dividend Investors on the Lookout (Morningstar)</a> <small>[youtube]http://www.youtube.com/watch?v=ZMT1KrjMMEM[/youtube] ...</small></li><li><a href='http://www.fiscalsanity.com/videos/four-signs-of-dividend-safety-morningstar-450.htm' rel='bookmark' title='Permanent Link: Four Signs of Dividend Safety (Morningstar)'>Four Signs of Dividend Safety (Morningstar)</a> <small>[youtube]http://www.youtube.com/watch?v=ZMT1KrjMMEM[/youtube] ...</small></li><li><a href='http://www.fiscalsanity.com/videos/four-signs-of-dividend-safety-morningstar-2-499.htm' rel='bookmark' title='Permanent Link: Four Signs of Dividend Safety (Morningstar)'>Four Signs of Dividend Safety (Morningstar)</a> <small>[youtube]http://www.youtube.com/watch?v=ZMT1KrjMMEM[/youtube] ...</small></li></ol></p>
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		<title>Earnings Season Reason (Morningstar)</title>
		<link>http://www.fiscalsanity.com/videos/earnings-season-reason-morningstar-3-529.htm</link>
		<comments>http://www.fiscalsanity.com/videos/earnings-season-reason-morningstar-3-529.htm#comments</comments>
		<pubDate>Wed, 19 Nov 2008 15:03:33 +0000</pubDate>
		<dc:creator>Morningstar</dc:creator>
		
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<p>Related posts:<ol><li><a href='http://www.fiscalsanity.com/videos/earnings-season-reason-morningstar-449.htm' rel='bookmark' title='Permanent Link: Earnings Season Reason (Morningstar)'>Earnings Season Reason (Morningstar)</a> [youtube]http://www.youtube.com/watch?v=v9EC4HgkW5M[/youtube] ...</li><li><a href='http://www.fiscalsanity.com/videos/earnings-season-reason-morningstar-2-498.htm' rel='bookmark' title='Permanent Link: Earnings Season Reason (Morningstar)'>Earnings Season Reason (Morningstar)</a> [youtube]http://www.youtube.com/watch?v=v9EC4HgkW5M[/youtube] ...</li><li><a href='http://www.fiscalsanity.com/videos/the-tea-leaves-in-third-quarter-earnings-morningstar-247.htm' rel='bookmark' title='Permanent Link: The Tea Leaves in Third-Quarter Earnings (Morningstar)'>The Tea Leaves in Third-Quarter Earnings (Morningstar)</a> [youtube]http://www.youtube.com/watch?v=v9EC4HgkW5M[/youtube] ...</li></ol></p>
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		<title>How to Think about a &#8216;President Effect&#8217; (Morningstar)</title>
		<link>http://www.fiscalsanity.com/videos/how-to-think-about-a-president-effect-morningstar-2-528.htm</link>
		<comments>http://www.fiscalsanity.com/videos/how-to-think-about-a-president-effect-morningstar-2-528.htm#comments</comments>
		<pubDate>Wed, 19 Nov 2008 15:03:32 +0000</pubDate>
		<dc:creator>Morningstar</dc:creator>
		
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<p>Related posts:<ol><li><a href='http://www.fiscalsanity.com/videos/how-to-think-about-a-president-effect-morningstar-501.htm' rel='bookmark' title='Permanent Link: How to Think about a &#8216;President Effect&#8217; (Morningstar)'>How to Think about a &#8216;President Effect&#8217; (Morningstar)</a> [youtube]http://www.youtube.com/watch?v=__hRvca5LfM[/youtube] ...</li></ol></p>
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		<title>Will Mortgage Aid Help the Housing Market? (Morningstar)</title>
		<link>http://www.fiscalsanity.com/videos/will-mortgage-aid-help-the-housing-market-morningstar-524.htm</link>
		<comments>http://www.fiscalsanity.com/videos/will-mortgage-aid-help-the-housing-market-morningstar-524.htm#comments</comments>
		<pubDate>Tue, 18 Nov 2008 22:55:40 +0000</pubDate>
		<dc:creator>Morningstar</dc:creator>
		
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		<title>Sorting the Strong and Weak Banks (Morningstar)</title>
		<link>http://www.fiscalsanity.com/videos/sorting-the-strong-and-weak-banks-morningstar-525.htm</link>
		<comments>http://www.fiscalsanity.com/videos/sorting-the-strong-and-weak-banks-morningstar-525.htm#comments</comments>
		<pubDate>Tue, 18 Nov 2008 22:47:16 +0000</pubDate>
		<dc:creator>Morningstar</dc:creator>
		
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		<title>Purse Strings Tighten on Retailers (Morningstar)</title>
		<link>http://www.fiscalsanity.com/videos/purse-strings-tighten-on-retailers-morningstar-526.htm</link>
		<comments>http://www.fiscalsanity.com/videos/purse-strings-tighten-on-retailers-morningstar-526.htm#comments</comments>
		<pubDate>Tue, 18 Nov 2008 22:43:59 +0000</pubDate>
		<dc:creator>Morningstar</dc:creator>
		
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		<title>Under the Hood of an Automaker Bailout (Morningstar)</title>
		<link>http://www.fiscalsanity.com/videos/under-the-hood-of-an-automaker-bailout-morningstar-527.htm</link>
		<comments>http://www.fiscalsanity.com/videos/under-the-hood-of-an-automaker-bailout-morningstar-527.htm#comments</comments>
		<pubDate>Tue, 18 Nov 2008 22:43:46 +0000</pubDate>
		<dc:creator>Morningstar</dc:creator>
		
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		<item>
		<title>Person-To-Person Lending With Prosper.com.</title>
		<link>http://www.fiscalsanity.com/credit/person-to-person-lending-with-prospercom-518.htm</link>
		<comments>http://www.fiscalsanity.com/credit/person-to-person-lending-with-prospercom-518.htm#comments</comments>
		<pubDate>Tue, 18 Nov 2008 14:40:31 +0000</pubDate>
		<dc:creator>Steve Bruner</dc:creator>
		
		<category><![CDATA[Credit]]></category>

		<category><![CDATA[Debt]]></category>

		<category><![CDATA[Loan]]></category>

		<category><![CDATA[Person-to-person lending]]></category>

		<category><![CDATA[Prosper.com]]></category>

		<guid isPermaLink="false">http://www.fiscalsanity.com/?p=518</guid>
		<description><![CDATA[<p>Want to buy a house, start a business, pay for college or pay off high interest credit cards?  With banks making it harder to borrow money, you will need to get creative if you want a loan.  Here&#8217;s one idea that&#8217;s safe and relatively easy to do; person-to-person lending with&#8230;</p>


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			<content:encoded><![CDATA[<p>Want to buy a house, start a business, pay for college or pay off high interest credit cards?  With banks making it harder to borrow money, you will need to get creative if you want a loan.  Here&#8217;s one idea that&#8217;s safe and relatively easy to do; person-to-person lending with <a href="http://www.prosper.com" target="_blank">Prosper.com</a>.</p>
<p>Prosper is a marketplace for credit that enables people to lend money to other people in a safe, efficient manner. It&#8217;s an internet company that is essentially a leap back to a time when people formed credit communities to help themselves live better lives and earn a fair return on their money</p>
<p>Prosper enables borrowers to request loans up to $25,000 by posting listings indicating the amount they want to borrow and the maximum interest rate they wish to pay. Lenders, who are just everyday people like you and me, search for and select these listings based on the borrower&#8217;s credit history, debt profile, and other factors. Lenders bid on listings by indicating a minimum rate they are willing to accept. When a loan is matched between borrower and lender, Prosper handles all of the tasks needed for payment and collection of the loan.</p>
<p>You create an account with Prosper, type in how much you want to borrow, and then have people bid on loaning you money. You can even invite your friends and family to bid on your loan.</p>
<p>So, if you borrow $5,000, you may end up having 100 different people loaning you $50 each. Prosper handles all the bookkeeping, so you&#8217;re only paying back one loan, and Prosper divides it up amongst your lenders.</p>
<p>This is not free money!  Prosper reports all payment activity to credit reporting agencies, so this is an excellent way to establish or rebuild your credit score. But remember, delinquencies are also reported to credit reporting agencies, so bad performance will affect your credit score negatively.</p>
<p><a href="http://www.prosper.com" target="_blank">Get started with Prosper now!</a></p>
<div class="zemanta-pixie" style="margin-top: 10px; height: 15px;"><img class="zemanta-pixie-img" style="border: medium none; float: right;" src="http://img.zemanta.com/pixy.gif?x-id=99b3b896-0f6d-4171-9d00-b17510876557" alt="" /></div>


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		<title>Bond Opportunities: An Embarrassment of Riches (Morningstar)</title>
		<link>http://www.fiscalsanity.com/videos/bond-opportunities-an-embarrassment-of-riches-morningstar-3-517.htm</link>
		<comments>http://www.fiscalsanity.com/videos/bond-opportunities-an-embarrassment-of-riches-morningstar-3-517.htm#comments</comments>
		<pubDate>Sun, 09 Nov 2008 07:00:25 +0000</pubDate>
		<dc:creator>Morningstar</dc:creator>
		
		<category><![CDATA[Videos]]></category>

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